Along with its audited financial results for the fourth quarter (Q4 FY25) and the financial year ended 31 March 2025, the State Bank of India (SBI) has officially announced the SBI Dividend 2025. Despite a decline in profits, the bank has declared an impressive final dividend of ₹15.90 per equity share for its shareholders. The announcement also includes key details such as the SBI Dividend 2025 record date, and the dividend payment date.
About SBI (Company Overview)
| Company Name | State Bank of India |
| Stock Symbol | BSE: 500112 NSE: SBIN |
| IPO Year | 1997 (Listed as a public sector bank) |
| Stock Exchange | BSE, NSE |
| Market Cap | ₹ 7.75 lakh crore (approximate as of May 2025) |
| Founder | Government of India (as Imperial Bank in 1921, renamed SBI in 1955) |
| Incorporation | 1955 |
| Headquarter | Mumbai, Maharashtra, India |
| Sector | Financial Services |
| Industry | Banking |
| Specialization | Retail banking, Corporate banking, Insurance, Asset management, Loans, Digital banking |
State Bank of India(SBI) is the largest public sector bank in India. It began in 1806 as the Bank of Calcutta. In 1955 the government took charge and renamed it State Bank of India. Its head office is in Mumbai. SBI has over 22 000 branches and 63 000 ATMs across India. It serves more than 500 million customers. SBI also works in 36 countries. It offers savings and current accounts, loans, credit cards, insurance and investment services. It has many units like SBI Life, SBI Mutual Fund and SBI Cards. The Reserve Bank of India calls SBI a systemically important bank. It plays a key role in the Indian economy and leads in digital banking services.
Table of Contents
State Bank of India dividend 2025 – Important Dates
| State Bank of India Dividend 2025 Announcement Date | 3 May 2025 |
| Type of Dividend | Final Dividend |
| Dividend Amount | ₹15.90 per equity share |
| SBI ex-dividend date 2025 | 15 May 2025 |
| SBI dividend record date 2025 | 16 May 2025 |
| SBI dividend payment date 2025 | 30 May 2025 |
- The record date for SBI’s 2025 dividend is set at 16 May 2025.
- The ex-dividend date for SBI’s 2025 dividend is likely 15 May 2025.
- The dividend payment date for SBI’s 2025 dividend is scheduled for 30 May 2025.
Record Date: The cut-off date set by the company to determine which shareholders are eligible to receive the dividend. Only those who own shares on this date get the dividend.
Ex-Dividend Date: Usually one business day before the Record Date. If you buy shares on or after the Ex-Dividend Date, you will not be eligible for the dividend.
Also Read – Tata Motors Dividend 2025 Announced? – Record Date, Ex-Dividend Date & More
State Bank of India – Dividend History
| Date | Type | Dividend (₹ per share) |
|---|---|---|
| 22-May-2024 | Final Dividend | ₹13.70 |
| 31-May-2023 | Dividend | ₹11.30 |
| 25-May-2022 | Dividend | ₹7.10 |
| 03-Jun-2021 | Dividend | ₹4.00 |
| 26-May-2017 | Dividend | ₹2.60 |
Before the SBI dividend 2025 announcement, SBI’s dividend history shows steady growth over the years. This means SBI regularly shares profits with its shareholders. The dividend payout has increased almost every year. That shows SBI cares about giving good returns to its investors.
ALSO READ – What is a Dividend? – A Complete Guide in Simple Words
How to Apply for State Bank of India Dividend 2025?
You do not need to apply yourself. Your broker and the company take care of everything. Just make sure your shareholding details and bank information are up to date. Then, on or after 30 May 2025, SBI will credit the dividend directly to your bank account.
SBI Dividend 2025 – Tax Rules Explained
Since April 2020 dividends are taxable in the hands of shareholders. If your total dividend income exceeds ₹5,000 in a year the company will deduct 10 percent TDS unless you submit a lower-tax certificate. You must include all your dividend income when you file your tax return.
SBI Q4 FY25 Results – Highlights
| Particulars | Q4 FY25 | Q4 FY24 |
|---|---|---|
| Revenue | ₹42,775 crore | ₹41,655 crore |
| Operating Profit | ₹31,286 crore | ₹28,748 crore |
| Net Profit | ₹18,643 crore | ₹20,698 crore |
| Provisions | ₹6,442 crore | ₹1,608 crore |
| Provisions (QoQ) | ₹6,442 crore | ₹911 crore |
| Gross NPA (%) | 1.82% | 2.07% (Q3 FY25) |
| Net NPA (%) | 0.47% | 0.53% (Q3 FY25) |
State Bank of India saw revenue rise 2.7% to ₹42,775 crore in Q4 FY25. Operating profit grew 8.8% to ₹31,286 crore. However net profit fell 10% to ₹18,643 crore. Provisions jumped to ₹6,442 crore year on year and also rose sharply quarter on quarter. Asset quality improved as gross NPA fell to 1.82 percent and net NPA to 0.47 percent.
Key Financial Metrics of State Bank of India (SBI)
| Metric | Value |
|---|---|
| Market Capitalisation | ₹7,14,014.23 |
| Return on Equity (ROE) | 17.26 % |
| Price-to-Earnings (P/E) Ratio | 9.00 |
| Price-to-Book (P/B) Ratio | 1.63 |
| 5-Year Stock Return | 319.95 % |
| EPS (TTM) | ₹81.75 |
| EPS Growth (TTM) | 20.56 % |
State Bank of India is India’s largest bank by assets and deposits. Its market value is about ₹7,14,014.23 Crore. Investors pay 9.00 times the earnings for its shares. Over the last five years the stock has risen by 319.95%. Its earnings per share over the trailing year are ₹81.75. Those earnings have grown 20.56% in the same period.
Also Read – Declining NPAs Are Good but Rising Provisions Are Bad—How?
Disclaimer:
This article is purely intended for informational and educational purposes. It does not constitute financial advice or a recommendation to buy, sell, or hold any financial instrument. The author is not a SEBI-registered financial advisor. Readers are strongly advised to consult with a certified financial advisor before making any investment or financial decisions.