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No More Fighting Between India and Pakistan as Trump Intervenes: A Big Relief for Investors

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India vs Pakistan war 2025 Donald Trump usa

The world watched nervously as India and Pakistan almost went to war. It all began on April 22, 2025, when a deadly terrorist attack in Pahalgam, Kashmir, killed 26 people. This terrible event set off a chain reaction. India responded with Operation Sindoor, striking militant targets. That, in turn, raised fears of a full-scale conflict. Investors in both countries panicked, worried their money might vanish overnight.

Then, in an unexpected twist, former U.S. President Donald Trump brokered a ceasefire. On May 10, 2025, he announced that both nations agreed to stop fighting. For markets on edge, this can be a huge sigh of relief. In this article, we’ll look at how stock markets in India and Pakistan reacted, and we’ll place this event in a wider, historical context.

Indian Stock Market: Holding Steady

Surprisingly, India’s stock market did not crash when tensions grew. The BSE Sensex and NSE Nifty-50, India’s main stock indexes, stayed strong. After the Pahalgam attack on April 22, 2025, many thought investors would rush to sell. Instead, the Nifty-50 even opened higher the very next day.

Again, on May 7, 2025, after Operation Sindoor, the market closed up by 35 points. This modest gain showed that investors believed India could handle regional conflicts. Experts point to India’s solid economy, steady growth in GDP, and a wide mix of companies as reasons for this calm. Over the years, India has faced border skirmishes without full-blown war. Many investors remembered those times and stayed calm. When Trump announced the ceasefire on May 10, this confidence grew even stronger. The market avoided a sharp drop and continued to move up.

Pakistani Stock Market: A Steep Fall

In Pakistan, the picture was very different. The Pakistan Stock Exchange (PSX) suffered a heavy crash as tensions rose. On May 8, 2025, the KSE-100 index fell by 6.3% in one day. This drop triggered an automatic trading halt after the index lost 7%. It was the worst one-day crash since the crisis began. Actually, the trouble started right after April 22. Over the following weeks, the KSE-100 lost about 4% of its value.

On April 30 alone, it fell 3.09%. There was a small bounce back of 2.5% on May 2, but it did not last. Investors worried about Pakistan’s weak economy. High inflation and low foreign currency reserves made people sell.

Trump’s Mediation: A Game Changer

Enter Donald Trump. In an unexpected move on May 10, 2025, he used his platform on X (formerly Twitter) to declare that India and Pakistan agreed to a “full and immediate ceasefire.” He praised both sides for using “common sense and great intelligence.”

This announcement is like a switch being flipped. Markets that had been moving wildly due to fear may now calm down. Investors might see a clear end to the risk of a full-scale war. This sense of certainty can help traders shift from panic to cautious optimism.

Also Read – Tata Motors Dividend 2025 Announced? – Record Date, Ex-Dividend Date & More

How Wars Affect Markets?

History shows that wars often cause short-term market panic, but markets tend to recover when peace returns.

For example, when World War II began in 1939, the Dow Jones Industrial Average dropped by 30% in a year.

Yet by 1945, it had climbed 50% higher than its pre-war level. War production and the promise of peace fueled that rebound.

Similarly, during the Gulf War in 1990, the S&P 500 fell 15% over six months. Once the conflict ended, the index bounced back quickly.

The pattern is clear: uncertainty causes an initial drop, but stability brings recovery. In the India-Pakistan case, Pakistan’s crash matched those early war shocks. India’s market, however, showed stronger resilience. The quick ceasefire helped India stabilize even faster.

Global Ripple Effects

The crisis in South Asia did not stay in South Asia. Global markets felt the impact too. Some sectors actually benefited. Chinese defense stocks, for instance, went up as Pakistan used Chinese-made weapons. Investors who held those stocks saw gains. But many portfolios with exposure to emerging markets in Asia faced new risks.

A conflict in one region can shake markets on the other side of the planet.

Conclusion

In conclusion, this ceasefire may boost confidence in markets around the world. India’s stock market may become more secure, and investors may have the chance to plan with greater certainty. Even in the toughest times, hope can lead to new opportunities. Ultimately, peace may prove to be the strongest foundation for stable economies.

Disclaimer:
This article has been written with utmost care for informational purposes only. However, if there is any mistake or inaccuracy, please excuse us. The content is not intended to hurt anyone’s sentiments. If you have any concerns or feedback, feel free to share them in the comments.
Please note, this is not financial advice. Always consult your financial advisor before making any investment decisions.

What is a Ceasefire?

A ceasefire (or “cease-fire”) is a temporary or permanent halt in fighting between warring parties. It is usually agreed upon by governments, military forces, or armed groups to stop violence, allow negotiations, or facilitate humanitarian aid.

What Does “Full and Immediate Ceasefire” Mean?

A “full and immediate ceasefire” refers to a binding agreement where all parties involved in a conflict must halt all military operations, attacks, and hostilities completely and unconditionally (“full”), leaving no room for exceptions. Additionally, the ceasefire takes effect instantly (“immediate”), requiring forces to stop fighting without delays, phased withdrawals, or preparatory steps. Such ceasefires are often mediated by neutral third parties, such as the United Nations or the United States, to prevent further escalation of violence and lay the groundwork for diplomatic negotiations aimed at resolving the underlying causes of the conflict. This type of ceasefire is designed to create an urgent pause in fighting, reduce civilian harm, and foster conditions for lasting peace talks.

Can war resume after a ceasefire?

 Yes. If peace talks fail, trust breaks down, or terms of the ceasefire are violated, fighting can restart. For example, India and Pakistan have had multiple ceasefires over decades, but tensions occasionally flare up again.

Does a ceasefire directly impact stock markets?

A ceasefire typically boosts stock markets by reducing risk and encouraging investment. However, gains depend on the ceasefire’s credibility, diplomatic follow-through, and absence of violations. Markets reward lasting peace, not just pauses in fighting.

What does ‘Custodian of a Foreign Fund’ mean?

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'Custodian of a Foreign Fund' meaning

A custodian bank is like a safe-keeper for a foreign fund’s money and assets. Here is how it works in simple steps:

  1. Holding the assets
    • The foreign fund buys stocks, bonds, or other investments in India.
    • The custodian bank keeps those investments in its name on behalf of the fund.
  2. Keeping records
    • It keeps track of exactly how many shares or bonds the fund owns.
    • It records every time the fund buys or sells something.
  3. Settlement of trades
    • When the fund makes a trade, the custodian makes sure money and assets move correctly.
    • It sends the payment to the seller and makes sure the shares arrive.
  4. Collecting income
    • If a company pays a dividend or a bond pays interest, the custodian bank collects that money.
    • Then it passes the money on to the foreign fund.
  5. Reporting and compliance
    • The custodian gives regular statements to the fund showing what it holds and how much it is worth.
    • It also helps meet local rules and tax requirements so the fund stays legal.

Is This How ‘Big Pockets’ Create Order Blocks in Trading?-The Jane Street Probe and the Algorithmic Alchemy

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orderblocks by big trading institution

Order blocks are zones on price charts where big institutions place large buy or sell orders. These zones shape future price moves.

The recent investigation into Jane Street’s rapid derivatives trades shows how fast algorithms can mimic these order blocks. In this article we explain what order blocks are in simple words and how Jane Street’s microsecond trades mirror them.

Order blocks are key price zones where large players seek liquidity. Unlike the classic “last down-close candle before a rise,” true institutional order blocks often begin by inducing retail selling—creating a false bearish move to capture buy stop-losses above the high of that selling candle—then flipping into longs. Jane Street’s microsecond-level trades mirror this tactic: they engineer brief sell-off scenarios to trigger stops, then reverse into buy orders and profit from the ensuing rally.

What Are Order Blocks?

Order blocks originate in Smart Money Concepts, which studies how institutions manipulate price to gain better fills and control market flow. In these concepts, an order block is a zone where smart money has clustered large buy or sell orders, leaving behind a liquidity imbalance that attracts future price tests.

  • Liquidity Pools
    Smart money hunts clusters of retail stop-loss and pending orders at obvious support or resistance levels.
  • Imbalance Creation
    When big orders execute, they leave more bids or offers on one side, setting up an imbalance that price will revisit.
  • Future Price Magnets
    Price often returns to these zones to fill remaining orders or induce further reactions.

Also Read – The Inner Circle Trader: Michael J. Huddleston’s Life & Methods

The Retail Candlestick View (Classic Order Block)

Retail traders identify order blocks on candlestick charts using a simple pattern:

  1. Down-Close Candle
    A single bearish candle that closes lower, marking where selling peaked.
  2. Strong Reversal
    The next candles reverse sharply upward.
  3. Block Zone
    The high or low of that first candle becomes a key support or resistance level.
  4. Trading the Bounce
    When price revisits that zone, traders expect a bounce, believing institutions will defend it.

This works in slower markets but misses how institutions really exploit retail stops.

Stop-Loss Hunting: The Institutional Trap

Rather than waiting for a natural reversal, institutions often hunt stop-losses by creating brief false moves. This process has three steps:

  1. Induce Retail Selling
    Institutions push price down to a known support area. Retail traders sell, placing their stop-loss orders just above the high of the bearish candle.
  2. Trigger Buy Stops
    After traders commit to shorts, institutions reverse and drive price up to hit those buy stop-loss orders clustered there. This creates sudden liquidity.
  3. Flip into Long Positions
    With buy stops triggered, institutions accumulate long positions at a better average price and let the market continue upward.

This is the true “order block” behavior: create a fake bearish zone, trap shorts, then go long.

Corrected Algo Order Block: Step-by-Step

PhaseInstitutional ActionRetail Reaction
Sell-Off TrapPlace large sell orders at a support level to push price down into a known demand zone.Traders short the dip, setting stop-loss orders above the bearish candle’s high.
Stop-Hunt RallyReverse: buy aggressively to lift price back above the candle high and trigger buy stops.Short-position stop-losses are triggered, adding more buy orders and fueling the upswing.
Long AccumulationUse the liquidity from triggered stops to build a significant long position at a good price.Retail traders miss the move or cover shorts too late, suffering losses.
Continuation or ExitAllow the market to drift higher or exit positions after creating a new support zone.Traders look to the former candle zone now turned support—a textbook order block bounce.

This cycle can occur in milliseconds when driven by high-frequency algorithms.

Jane Street’s Microsecond Manipulation

In early 2025 the National Stock Exchange began probing certain F&O trades by Jane Street Singapore Pte. Its surveillance system flagged a series of rapid trades where positions were opened and then reversed with the same counterparties within seconds. These reversals occurred at prices markedly above or below the prior trade price.

The NSE issued a notice in January to the custodian bank overseeing Jane Street’s trades. In their reply both the custodian and Jane Street explained these were fully automated algorithmic trades with no human intervention and asserted there was no malicious intent.

Read the News Here

Sources indicate that fast trading firms often rely on multiple AI models. Sometimes different models take opposing views on microsecond price moves, resulting in quick flip trades. Jane Street is not alone—several other foreign portfolio investors have received similar notices and are responding to the exchange.

Meanwhile Jane Street’s India business has grown rapidly. Its funds now carry large exposures in Indian derivative markets. This probe highlights how high‑speed trading algorithms can produce sudden, large order flows that attract regulatory scrutiny.

Why This Matters for Retail Traders

  1. Invisible Zones
    Micro-order blocks live and die in milliseconds. Standard charting tools won’t show them.
  2. Unseen Manipulation
    Traders assume the “last down-close candle” is genuine institutional activity. In fact, it may be a crafted trap.

Also Read – Forget Stocks – Warren Buffett’s Life-Changing Advice from the 2025 Berkshire Hathaway Investors Meeting Will Open Your Eyes

Conclusion

True institutional order blocks are not just zones of past bulk orders. They often begin with a false bearish move designed to trigger buy stop-losses above a selling candle’s high. The resulting liquidity lets smart money flip into long positions at optimal prices. Jane Street’s microsecond strategies embody this concept, highlighting how speed and intent shape modern markets.

Disclaimer: This article is provided for informational and educational purposes only and is not intended as an inducement or recommendation to trade. Always conduct your own research and consult a qualified financial advisor before making any investment or trading decisions.

This Popular PSU Bank Announces a ₹8.35 Dividend – Are You Eligible?

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bank of baroda ex dividend date 2025

Imagine a bank that not only manages your money but also rewards you for trusting it. A bank that consistently performs well year after year and quietly shares its success with its loyal investors.

Well, one of India’s top PSU banks has done just that. It recently declared its Q4 results for FY2024-25 and announced a dividend that could make shareholders smile.

Let’s first understand why this dividend announcement is so important — and then we’ll reveal the bank and all the details you need to know.

About the Bank

This bank is widely trusted in India, especially in rural and semi-urban areas. With a market capitalisation of around ₹1.15 lakh crore, it has continued to deliver steady growth and take care of its shareholders through consistent dividends.

Now let’s come to the big reveal.

Bank of Baroda Declares ₹8.35 Dividend for FY2024-25

Yes, it’s Bank of Baroda — the public sector giant that has again impressed with solid profits and a rewarding dividend.

Here’s what the bank announced:

Company NameBank of Baroda (BoB)
SectorPublic Sector Bank
Dividend Declared₹8.35 per share
Face Value₹2 per share
Dividend TypeFinal Dividend
Ex-dividend Date5 June 2025
Record Date (Cut-off Date)6 June 2025
Dividend StatusAwaiting approval in AGM
AGM (Annual General Meeting)29th AGM

Only shareholders who hold shares as on 6th June 2025 will be eligible for this dividend.

Also Read – Tata Motors Dividend 2025 Announced? – Record Date, Ex-Dividend Date & More

Q4 Results Highlights (FY2024-25)

Bank of Baroda’s Q4 performance shows resilience and consistency, even in a competitive banking space:

MetricQ4FY25Q4FY24Change
Net Profit₹5,048 crore₹4,886 crore+3.3%
Interest Income₹30,642 crore₹29,583 crore+3.6%
Net Interest Income (NII)₹11,020 crore₹11,793 crore–6.6%

While NII dipped slightly, overall profit still improved — which shows better operational efficiency and profitability.

What’s the Difference Between Interest Income and Net Interest Income?

  • Interest Income refers to the total money a bank earns from lending activities like loans, advances, etc.
  • Net Interest Income (NII) is the difference between the interest earned from loans and the interest paid to depositors.

Bank of Baroda Dividend History (Past 5 Years)

Ex-DateDividend Amount (₹/share)
28 June 2024₹7.60
30 June 2023₹5.50
17 June 2022₹2.85
22 June 2017₹1.20
16 June 2015₹3.20

This clearly shows a steady rise in dividend payouts, especially in the last 3 years.

Will I Have to Pay Tax on the Dividend?

Yes. Here’s how taxation works:

  • The dividend will be added to your total income.
  • It will be taxed as per your income tax slab.
  • If total dividend income exceeds ₹5,000 per year, TDS at 10 percent will be deducted.

Final Thoughts

Bank of Baroda continues to prove itself as a strong and stable PSU stock. It has a combination of consistent growth, improving profits, and generous dividends.

Disclaimer:
This article is purely intended for informational and educational purposes. It does not constitute financial advice or a recommendation to buy, sell, or hold any financial instrument. The author is not a SEBI-registered financial advisor. Readers are strongly advised to consult with a certified financial advisor before making any investment or financial decisions.

Skechers stock is going to be delisted from the NYSE – what you need to know

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Who is buying Skechers? skechers news

Skechers U.S.A., Inc. (NYSE: SKX) has announced a landmark $9.4 billion acquisition by investment firm 3G Capital, marking its transition to a privately held company. The deal, set to reshape the footwear giant’s future, will lead to its delisting from the New York Stock Exchange. Here are five critical details shareholders and investors need to know:

1. Acquisition Triggers Delisting

3G Capital will acquire Skechers for $63.00 per share in cash, a 30% premium over its 15-day average stock price. The transaction, approved unanimously by Skechers’ board, is expected to close in Q3 2025. Post-closure, Skechers’ shares will be delisted, ending its 30-year run as a publicly traded company. The move reflects a growing trend of firms opting for private ownership to avoid public market pressures.

2. Shareholder Options: Cash or Equity in a Private Entity

Shareholders have two payment options:

  • $63.00 per share in cash (immediate liquidity).
  • $57.00 in cash + one unlisted, non-transferable equity unit in the new private parent company.

Notably, founder Robert Greenberg and family have committed to the mixed payment, signaling confidence in Skechers’ private future. However, the equity units lack liquidity, meaning shareholders cannot trade them publicly—a key consideration for investors seeking flexibility.

3. Leadership and Strategy Remain Unchanged

Skechers will continue under CEO Robert Greenberg and its current management team, with headquarters staying in Manhattan Beach, California. The company plans to maintain its focus on international expansion, direct-to-consumer growth, and innovation. Going private may allow Skechers to pursue long-term strategies without quarterly earnings scrutiny, potentially accelerating initiatives like global distribution and technology investments.

4. Strong Financials and Deal Rationale

Skechers reported record 2024 revenue of $9 billion ($640 million net earnings), underscoring its robust market position. The acquisition at a premium suggests 3G Capital sees untapped value, possibly in Skechers’ 15% revenue exposure to China and its wholesale growth potential. Delisting could provide operational flexibility amid challenges like U.S. tariffs (not addressed in the release) and shifting trade dynamics.

5. Navigating Risks as a Private Company

While privatization offers advantages, Skechers faces external headwinds:

  • Trump-era tariffs impacting shoemaking costs.
  • Dependence on China for 15% of revenue (per FactSet).

As a private entity, Skechers may mitigate these risks through strategic adjustments away from public scrutiny. However, shareholders opting for equity units must trust management’s ability to navigate these challenges without the transparency of public reporting.

Also Read – Forget Stocks – Warren Buffett’s Life-Changing Advice from the 2025 Berkshire Hathaway Investors Meeting Will Open Your Eyes

Key Takeaways

  • Skechers’ stock surged 25% pre-market to $61.78 following the announcement.
  • The deal underscores confidence in the brand’s resilience and growth prospects.
  • Shareholders must decide between immediate cash or illiquid equity by the Q3 2025 closure.

As Skechers transitions to private ownership, stakeholders should weigh liquidity needs against long-term faith in the company’s vision. For the broader market, this acquisition highlights the evolving landscape where firms increasingly seek refuge from public market volatility.

Disclaimer:
The views and opinions expressed in this article are solely those of the author and are intended for informational purposes only. They do not constitute financial, investment, or trading advice. Any stock price predictions mentioned are purely speculative and based on personal analysis. Past performance is not indicative of future results. Readers are advised to conduct their own research and, if necessary, consult a certified financial advisor before making any investment decisions. The author does not accept any liability for financial losses or gains arising from the use of this content.

What is 3G Capital?

3G Capital is a global private investment firm known for acquiring and managing consumer-focused brands with long-term growth potential. Founded in 2004, it has built a reputation for partnerships with iconic companies, emphasizing operational efficiency, cost discipline, and strategic expansion.

Kalyani Steels Declares Dividend for FY25—Check Dividend Amount, Record Date & Payment Details

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Kalyani steel dividend 2025 record date

The Board of Directors of Kalyani Steels met on 5 May 2025 and recommended a final dividend of ₹ 10.00 per equity share (face value ₹ 5), or 200% of face value, for the financial year 2024-25. Below are all the key details you need to know.

Company Overview

FieldDetails
Company NameKalyani Steels Limited
Stock SymbolBSE: 542976 · NSE: KSTEEL
IPO Year2003
Stock ExchangeBSE, NSE
Market Cap₹ 6,500 crore (approx. May 2025)
FounderBharat Forge Group
Incorporation2003
HeadquartersPune, Maharashtra, India
SectorMetals & Mining
IndustrySteel Manufacturing
SpecializationAlloy Steels, Stainless Steels

Kalyani Steels is part of the Bharat Forge Group. It produces high-strength alloy and stainless steel. The company serves automotive, oil, gas and engineering sectors globally.

Kalyani Steels Dividend 2025 – Important Dates

Kalyani Steels Dividend 2025 Announcement Date5 May 2025
Kalyani Steels Dividend TypeFinal Dividend
Kalyani Steels Dividend Amount₹ 10.00 per equity share
Kalyani Steels Ex-Dividend Dateto be updated
Kalyani Steels Record Dateto be updated
Kalyani Steels Payment Dateto be updated

Record Date: The cut-off date set by the company to determine which shareholders are eligible to receive the dividend. Only those who own shares on this date get the dividend.

Ex-Dividend Date: Usually one business day before the Record Date. If you buy shares on or after the Ex-Dividend Date, you will not be eligible for the dividend.

Note: Shareholders on record by the Record Date are eligible for the dividend.

Also Read – Tata Motors Dividend 2025 Announced? – Record Date, Ex-Dividend Date & More

Kalyani Steels – Dividend History

DateDividend (₹ per share)
14-Aug-2024₹ 10.00
11-Aug-2023₹ 10.00
22-Jul-2022₹ 10.00
26-Aug-2021₹ 7.50
12-Mar-2020₹ 5.00

Kalyani Steels has maintained regular dividends, reflecting steady profitability.

How to Receive Your Dividend?

You do not need to apply separately. Depositories and the company will handle it.

  1. Beneficial Owners: Names on NSDL/CDSL list as of 4 July 2025.
  2. Registered Members: Names in Register of Members after transfer processing by 4 July 2025.

After 31 July 2025, Kalyani Steels will credit the dividend to your bank account or dispatch a cheque.

Kalyani Steels Dividend 2025 – Tax Rules Explained

Since April 2020, dividends are taxable in the hands of shareholders. If your total dividend income exceeds ₹ 5,000 in a year, Kalyani Steels will deduct 10% TDS at source. You can submit a lower‑tax deduction certificate if eligible. Make sure to include all your dividend income when filing your annual tax return.

Q4 FY25 Results – Highlights

ParticularsQ4 FY25Q4 FY24
Profit After Tax₹ 79.28 crore₹ 62.53 crore
Profit Before Tax (PBT)₹ 107.14 crore₹ 84.39 crore
Revenue from Operations₹ 544.33 crore₹ 503.15 crore
Total Expenses₹ 449.94 crore₹ 431.40 crore
Other Expenses₹ 278.76 crore₹ 209.43 crore
Raw Material Costs₹ 112.30 crore₹ 103.58 crore
Employee Benefit Expenses₹ 58.88 crore₹ 52.79 crore

Kalyani Steels reported a 26.75% rise in net profit. Revenue grew by 8.25%, while expenses increased 4.28%. Other costs jumped sharply by 33.10%.

Key Financial Metrics

MetricValue
Market Capitalisation₹ 6,500 crore
Return on Equity (ROE)15.10%
Price-to-Earnings (P/E) Ratio12.00
Price-to-Book (P/B) Ratio1.80
Industry P/E Ratio14.50
Industry P/B Ratio2.10
EPS (TTM)₹ 48.50

Kalyani Steels delivered strong margins and improved profitability in Q4 FY25. Its valuation ratios remain attractive compared to industry peers.

ALSO READ – What is a Dividend? – A Complete Guide in Simple Words

Disclaimer:
This article is purely intended for informational and educational purposes. It does not constitute financial advice or a recommendation to buy, sell, or hold any financial instrument. The author is not a SEBI-registered financial advisor. Readers are strongly advised to consult with a certified financial advisor before making any investment or financial decisions.

Mahindra & Mahindra Declares Dividend for FY25—Check Dividend Amount, Record Date & Payment Details

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Mahindra dividend 2025 date

Along with its audited financial results for the fourth quarter (Q4 FY25) and the year ended 31 March 2025, Mahindra & Mahindra Ltd. has approved a final dividend of ₹ 25.30 per equity share (face value ₹ 5), or 506% of face value. Below are all the key details you need to know.

Company Overview

Company NameMahindra & Mahindra Ltd.
Stock SymbolBSE: 500520 · NSE: M&M
IPO Year1945 (as a tractor manufacturer)
Stock ExchangeBSE, NSE
Market Cap₹ 1.85 lakh crore (approx. May 2025)
FounderJ.C. Mahindra & K.C. Mahindra
Incorporation1945
HeadquartersMumbai, Maharashtra, India
SectorAutomobiles & Farm Equipment
IndustryAutomotive & Agricultural Machinery
Key Products & ServicesSUVs, Tractors, Commercial Vehicles, Electric Vehicles

Mahindra & Mahindra is a leading Indian automaker and farm-equipment maker. It has a global presence in over 100 countries. It makes SUVs, tractors, and electric vehicles. The company is known for innovation and a strong market share.

Mahindra Dividend 2025 – Important Dates

Mahindra & Mahindra Dividend 2025 Announcement Date5 May 2025
Mahindra & Mahindra Dividend TypeFinal Dividend
Mahindra & Mahindra Dividend Amount₹ 25.30 per equity share
Mahindra Dividend 2025 Ex-Dividend Date3 July 2025
Mahindra Dividend 2025 Record Date4 July 2025
Mahindra Dividend 2025 Payment DateAfter 31 July 2025

Note: Shareholders recorded in the books by the Record Date are eligible to receive the dividend.

Also Read – Tata Motors Dividend 2025 Announced? – Record Date, Ex-Dividend Date & More

Mahindra & Mahindra – Dividend History

DateDividend (₹ per share)
05-Jul-2024₹ 21.10
14-Jul-2023₹ 16.25
14-Jul-2022₹ 11.55
15-Jul-2021₹ 8.75
16-Jul-2020₹ 2.35

Mahindra & Mahindra has steadily increased dividends over recent years. It shows the company shares profits with its investors.

How to Receive Your Dividend

You do not need to apply separately. Your depository and the company will handle it automatically.

  1. Beneficial Owners: Names on the NSDL/CDSL list as of 4 July 2025.
  2. Registered Members: If your shares are held in physical form, then your name must be in the company’s official Register of Members by 4 July 2025. This requires that any transfer requests were fully processed by that date.

After 31 July 2025, Mahindra & Mahindra will credit the dividend to your bank account or dispatch a cheque.

Book Closure Period

The Register of Members and Share Transfer Books will remain closed from 5 July 2025 to 31 July 2025 (both days inclusive).

Any valid transfer requests must reach the Registrar by 4 July 2025 to be processed before book closure.

ALSO READ – What is a Dividend? – A Complete Guide in Simple Words

Q4 FY25 Results – Highlights

ParticularsQ4 FY25Q4 FY24
Profit After Tax₹ 3,541.85 crore₹ 3,124.94 crore
Revenue from Operations₹ 42,585.67 crore₹ 35,373.34 crore
Total Expenses₹ 39,113.61 crore₹ 32,172.17 crore
Vehicle Sales (Units)2,53,0282,15,280
Tractor Sales (Units)87,13871,039

Mahindra & Mahindra reported a 13.34% rise in profit after tax. Revenue grew by 20.5%. Expenses also increased. Vehicle sales rose 18% and tractor sales increased 23% compared to Q4 FY24.

Key Financial Metrics

MetricValue
Market Capitalisation₹ 1,85,000 crore
Return on Equity (ROE)12.50%
Price-to-Earnings (P/E) Ratio18.00
Price-to-Book (P/B) Ratio3.20
Industry P/E Ratio26.10
Industry P/B Ratio3.75
5-Year Stock Return210.00%
EPS (TTM)₹ 140.50

Mahindra & Mahindra has shown consistent growth and strong returns in recent years. When compared to the industry averages, its P/E ratio is lower, which could mean the stock is relatively undervalued. Similarly, its P/B ratio is also below the industry average, indicating potentially better value for long-term investors.

ALSO READ – SBI Declares Dividend for 2025—Check SBI Dividend 2025-Record Date & Payment Details

Why This Matters
A high dividend reflects strong profits and rewards investors. It can also attract new buyers to the stock.

Disclaimer: This article is for informational purposes only. It does not constitute financial advice. Consult a certified financial advisor before making investment decisions.

Stock Market Automobile Giant Tata Motors Set to Launch 2025 Altroz Facelift

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Tata Motors, a titan in India’s automotive sector and a heavyweight on the stock market, is revving up to redefine the premium hatchback segment with the 2025 Altroz facelift. Slated for its grand debut on May 22, 2025, the updated Altroz promises a bold design refresh, cutting-edge features, and a versatile powertrain lineup. As the first major update since its 2020 debut, this launch is pivotal for Tata to cement its dominance against rivals like Maruti Suzuki Baleno and Hyundai i20. Here’s an exclusive look at what’s under the hood.

Launch Date: Mark Your Calendars

Tata Motors has officially confirmed the Altroz facelift will “break cover” on May 22, with bookings expected to open soon. The teaser campaign has already ignited excitement, showcasing sleek design tweaks and hinting at a tech-loaded cabin.

Exterior Design: Sportier, Smarter, Sleeker

The 2025 Altroz retains its sporty DNA but amps up the premium quotient with striking updates:

  • Front Fascia: A redesigned split headlight setup features twin-pod LED clusters and sleek LED DRLs. The bumper now sports vertical slats and repositioned fog lamps.
  • Side Profile: New alloy wheels and flush door handles (a segment-first inspired by the Curvv EV) add a futuristic edge.
  • Rear: Slimmer, interconnected LED tail lamps replace the bulkier units, enhancing the car’s modern appeal.
  • Dual-Tone Options: Tata will continue offering vibrant dual-tone color schemes to attract style-conscious buyers.

Interiors: Premium Cabin Upgrades

While the cabin remains under wraps, insiders hint at significant upgrades:

  • Dashboard & Upholstery: Expect refreshed panels, new trim accents, and premium upholstery colors.
  • Tech Suite: The previously exclusive 10.25-inch touchscreen infotainment system (from the Race edition) will now be standard across variants. A fully digital driver’s display and a 360-degree camera are also anticipated.
  • Comfort: Enhanced connectivity, wireless charging, and a revamped Harman audio system could elevate the in-car experience.

Powertrain: Versatility Reigns Supreme

The Altroz facelift retains its reputation as the only hatchback offering five engine options:

  1. 1.2L Turbo Petrol: 85 HP / 113 Nm (5-speed manual or 6-speed DCT automatic).
  2. 1.2L Turbo-Petrol (Racer): 118 HP, paired with a 6-speed manual for thrill-seekers.
  3. 1.2L CNG: 72.4 HP / 103 Nm (5-speed manual).
  4. 1.5L Diesel: 89 HP / 200 Nm (5-speed manual).

This diverse lineup ensures the Altroz caters to efficiency-focused buyers (CNG, diesel) and performance enthusiasts alike.

Features: Tech to Compete

Tata is pulling out all stops to outshine rivals:

  • Segment-First Flush Door Handles
  • 360-Degree Camera for tight parking spots.
  • Wireless Android Auto/Apple CarPlay and connected car tech.
  • Ventilated Seats (likely in top variants).

Rivals: Can the Altroz Outpace the Competition?

The facelift sharpens the Altroz’s claws against the Maruti Suzuki Baleno, Hyundai i20, and Toyota Glanza. Its unique diesel and CNG options, coupled with Tata’s focus on safety (5-star Global NCAP rating), give it an edge in practicality and value.

Why This Launch Matters

As Tata Motors’ stock continues to rally, the Altroz facelift underscores its commitment to innovation and customer-centric upgrades. With over 1.5 lakh units sold since 2020, this refresh is crucial to maintaining momentum in a fiercely competitive segment.

Final Thoughts

The 2025 Tata Altroz facelift isn’t just a car launch—it’s a statement. By blending bold design, advanced tech, and unmatched powertrain flexibility, Tata Motors is poised to accelerate ahead of rivals. All eyes are now on May 22, when this automotive gem will finally hit the spotlight.

Forget Stocks – Warren Buffett’s Life-Changing Advice from the 2025 Berkshire Hathaway Investors Meeting Will Open Your Eyes

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berkshire hathaway 2025 investor meet Warren Buffett

Warren Buffett, who is now 94 years old, shared both investing insights and personal advice at the 2025 Berkshire Hathaway annual meeting. While his investment lessons remind us to stay patient and focused on value, his life lessons push us to prioritize happiness, pursue work we love, and surround ourselves with the right people. These tips can transform how we think about our careers and personal well-being.

Event Highlights

The 2025 Berkshire Hathaway annual meeting took place on May 3, 2025, in Omaha, Nebraska. Known as the “Woodstock for Capitalists,” the event featured four and a half hours of Q&A with Buffett and his executives. Attendees and viewers around the world tuned in to hear his views on markets, the economy, and life.

Greg Abel – To Be the Next CEO of Berkshire Hathaway

Who is Greg Abel?

At the 2025 meeting, Warren Buffett made a big announcement. He said that Greg Abel will become the new CEO of Berkshire Hathaway by the end of 2025.

The transition is expected to be completed by early 2026. Buffett, who is now 94 years old, shared that he had first discussed this with only two board members.

During the meeting, he said, “The time has arrived where Greg should become the chief executive officer of the company at year-end.” Buffett also mentioned that while he will still be involved, Greg Abel will be in charge of running the company and making important financial decisions.

4 Important Life Lessons by Warren Buffett from 2025

berkshire hathaway 2025 investor meet Warren Buffett life lessons

While Buffett’s investing wisdom guides how we grow wealth, his personal advice offers a roadmap for a fulfilling life.

1. Happiness Means Longevity

“A happy person lives longer than someone doing things they don’t admire much,” Buffett said, highlighting that joy in life boosts well-being and may even extend lifespan.

2. Choose Work You Love

Buffett advised young people to find work they’d do even without pay. He explained that loving your work makes every day rewarding and reduces stress over money.

3. Surround Yourself with the Right People

“Who you associate with is enormously important. You will move in the direction of those you admire and call friends,” Buffett said. Good company not only aids career success but shapes who you become.

4. Stay Optimistic and Resilient

Despite global challenges and political risks, Buffett remains bullish on America’s future. He described being born in the U.S. as his greatest luck and urged confidence in the country’s ability to overcome crises.

A Glimpse of Investment Lessons by Warren Buffett (Brief Overview)

  • Market Volatility: Buffett reminded investors that recent swings are normal. He noted that Berkshire’s stock was halved three times in sixty years, yet the company thrived through each cycle.
  • Cash and Opportunities: With a record cash hoard of $347 billion, Berkshire is ready to act when good deals arise. Buffett said he’d deploy up to $100 billion for the right opportunity in the next five years.
  • Long-Term Holdings: He committed to holding Japanese stocks for at least fifty more years, emphasizing the value of patient investing.

Also Read – Declining NPAs Are Good but Rising Provisions Are Bad—How?

Conclusion

Warren Buffett’s 2025 meeting gave us more than tips on when to buy or sell stocks. His life-changing advice reminds us to seek happiness, passion, and the right circle of influence. These lessons can open our eyes to what truly matters beyond the numbers on a screen.

Who is Greg Abel?

Greg Abel is a Canadian businessman born on June 1, 1962, in Edmonton, Alberta. His full name is Gregory Edward Abel. He currently serves as the chairman and CEO of Berkshire Hathaway Energy and the vice-chairman of non-insurance operations at Berkshire Hathaway, a role he has held since 2018.

What is the net worth of Greg Abel?

Gregory Abel’s estimated net worth is approximately $484 million.

What is the age of Warren Buffett?

Warren Buffett is now 94 years old.

Disclaimer:
This article is purely intended for informational and educational purposes. It does not constitute financial advice or a recommendation to buy, sell, or hold any financial instrument. Readers are strongly advised to consult with a certified financial advisor before making any investment or financial decisions.

Declining NPAs Are Good but Rising Provisions Are Bad—How?

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Why NPAs & Provisions Matter in Banking Stocks?

This article is written in the context of State Bank of India’s Q4 results for FY25, where the bank’s gross non-performing assets (NPAs) fell to 1.82% of total advances, indicating that fewer loans are going unpaid. At the same time, SBI’s provisions for bad loans rose by nearly 300% to ₹6,442 crore.

Revenue₹42,775 crore₹41,655 crore
Operating Profit₹31,286 crore₹28,748 crore
Net Profit₹18,643 crore₹20,698 crore
Provisions₹6,442 crore₹1,608 crore
Provisions (QoQ)₹6,442 crore₹911 crore
Gross NPA (%)1.82%2.07% (Q3 FY25)

State Bank of India, the country’s largest bank in terms of assets and deposits, currently holds a market valuation of approximately ₹7,14,014.23 crore. The bank’s shares are trading at a price-to-earnings (P/E) ratio of 9.00, reflecting the multiple investors are willing to pay for its earnings. Over the past five years, SBI’s stock has appreciated by 319.95%, supported by strong financial performance. The earnings per share (EPS) for the trailing twelve months stand at ₹81.75, with a consistent growth rate of 20.56% recorded during the same period.

Below, we explain NPAs and provisions in simple terms and use an example of a small bank to make it clear.

What Are NPAs?

Simple Definition

See, money is also an asset as it provides economic benefit to the bank in the future. So, non-performing assets or simply called NPA is that money that becomes unable to bring interest to the bank.

  • Non-Performing Assets (NPAs) are loans where the borrower has stopped paying interest or principal for 90 days or more, or the bank thinks they won’t be repaid in full.

Sometimes NPAs are also called bad loans since they stop generating income for the bank and need special handling.

Why Declining NPAs Matter

Declining NPA simply means the bank is getting interest on the money it has given as a loan, which can lead to banks making more profits.

In technical terms:

When NPAs fall, it means:

  • Fewer troubled loans: The bank has made better quality loans that customers are repaying on time.

What Are Provisions?

If a bank has a doubt or is almost sure that some part of the total loan it has given to borrowers is not going to come back to the bank (let alone interest), it sets aside some security amount out of its past profit just to offset those bad loans. Those are called provisions.

Provisions lead to reductions in a bank’s retained profits.

Simple Definition in Technical Terms

  • Provisions for bad loans are money the bank sets aside from its profits to cover loans that might go bad in the future.
  • In accounting, provisions show up as an expense, reducing the bank’s reported profit because these funds are reserved rather than kept as earnings.

Why Rising Provisions Can Hurt

When a bank increases its provisions:

  • Lower reported profits: More money is parked in a reserve account, so there’s less profit left to distribute or reinvest.
  • Signal of caution: It may imply the bank expects more loans to turn bad soon, which can worry investors even if current NPAs are low.

However, provisions are also a sign of responsible and cautious banking. If a bank doesn’t make enough provisions and loans turn bad later, it could hurt the bank’s stability. So, provisions are not always bad—they show the bank is preparing for possible risks.

Also Read –SBI Declares Dividend for 2025—Check SBI Dividend 2025-Record Date & Payment Details

Putting It All Together with a Simple Bank Example

Imagine a small bank, EasyBank, with:

  • Total loans of ₹100 crore
  • Initially, ₹3 crore in NPAs (3% of loans)
  • It sets aside ₹1 crore as provisions.

Scenario A: NPAs fall

  • NPAs drop from ₹3 crore to ₹1.82 crore (1.82% of ₹100 crore).
  • This is great: fewer bad loans, more money coming in from interest.

Scenario B: Provisions rise

  • EasyBank sees early signs that some newer loans might go bad, so it raises provisions from ₹1 crore to ₹4 crore.
  • Even though NPAs are low, ₹3 crore extra is taken out of profit and held in reserve.
  • Result: reportable profit falls since ₹4 crore is an expense, not earnings.

Why SBI’s Q4 FY25 Looks This Way

  • Gross NPAs at SBI fell to 1.82% of advances (loans), marking healthier loan quality.
  • But SBI boosted its bad-loan provisions to ₹6,442 crore, reducing net profit for the quarter.

In simple terms: Lower NPAs mean the bank’s loan book is cleaner, while higher provisions mean the bank is being extra cautious and setting aside more money—good for safety but not for short-term profits.

Conclusion

The more NPA drops, the better it is for a bank.

But higher provisions are not always bad. They reduce short-term profit but also show that the bank is being careful and preparing for possible future risks. So, the best situation is when NPAs are low and provisions are made wisely based on risk.

Also Read – Understanding the CASA Ratio: Important Points to Know

What do you mean by “advances”?

In banking, “advances” refers to the total amount of money that a bank has lent to its customers. Whenever we talk about NPAs as a percentage of advances, we are comparing bad loans to the bank’s entire loan book, that is, all the loans the bank has given out.

Disclaimer:
This article is purely intended for informational and educational purposes. It does not constitute financial advice or a recommendation to buy, sell, or hold any financial instrument. The author is not a SEBI-registered financial advisor. Readers are strongly advised to consult with a certified financial advisor before making any investment or financial decisions.