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5 Possible Reasons Figma Stock Is Crashing After Its IPO

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Figma, Inc. (NYSE: FIG), the design software powerhouse, made headlines with its explosive IPO debut on July 31, 2025, soaring 250% from its $33 offering price to close at $115.50, valuing the company at nearly $60 billion. However, just four trading sessions later, after reaching an intraday peak of $142.91, the stock dropped significantly to $79 by August 5, 2025 - a 45% slide from its peak.

Figma, Inc. (NYSE: FIG) – the popular design software company – made headlines with its blockbuster IPO on July 31, 2025. The stock jumped by 250% on its debut day, rising from its issue price of $33 to close at $115.50. At its peak, Figma’s valuation touched nearly $60 billion.

Also Read – Will the Figma (FIG) Rally Continue After a 250% Gain on Debut?

However, just four trading sessions later, after reaching an intraday peak of $142.91, the stock dropped significantly to $79 by August 5, 2025 – a 45% slide from its peak.

This sharp correction has made investors ask one key question – Why is Figma’s stock dropping?

Here are five possible reasons behind this sudden drop:

1. Post-IPO Profit-Taking

Figma’s IPO saw overwhelming demand, with subscriptions exceeding 40 times the available shares. This demand pushed the stock to an intraday high of $142.91. However, once trading began, early investors and institutions quickly started booking profits.

Only 7% of the company’s shares were available for trading (free float), making the stock more volatile. In such cases, even modest selling can trigger sharp price swings. This is a classic example of a “buy the hype, sell the news” pattern, often seen in popular tech IPOs.

2. Overvaluation Concerns

After its debut, Figma was trading at a forward price-to-sales (P/S) ratio of over 60x. For context:

  • Microsoft trades at about 14.1x
  • Datadog trades near 17.8x

What is Price-to-Sales (P/S)?
It’s a metric used to compare a company’s stock price with its sales. A high P/S means investors are paying a premium for every dollar of revenue – which is only justified if the company grows rapidly and profitably.

Even after dropping to $79, Figma’s valuation still looks expensive when compared to its peers. While it grew revenue by 46% year-over-year, some investors are questioning whether that’s enough to support such a high price.

3. Competitive Pressures and AI Disruption

Figma is a market leader in design software with over 40% market share, serving major clients like Google and Netflix. However, the company’s IPO filing mentioned increasing competition, especially from AI-powered design tools.

Startups like Lovable and Bolt are using generative AI to create design systems more efficiently. Meanwhile, giants like Canva and Microsoft are expanding their presence by integrating design tools into existing software platforms.

Some tech analysts believe AI could even replace traditional design tools, allowing developers to convert code directly into designs. Figma has launched Figma Make to stay ahead, but investor concerns about its long-term competitive edge may be weighing on the stock.

4. Macro Market Turbulence

Figma’s decline is also linked to wider market conditions. Around the same time, the NASDAQ Composite and other tech-heavy indices experienced notable pullbacks, driven by:

  • Uncertainty over President Trump’s tariff policies
  • A general sell-off in high-growth tech stocks

Even though Figma’s business remains strong, the timing of its listing overlapped with broader negative investor sentiment in tech. As a result, it may have been caught in a sector-wide correction.

5. Looming Insider Selling Pressure

A major concern for investors is the upcoming expiration of the IPO lock-up period, set for January 2026. Currently, most of Figma’s shares are held by insiders, including venture firms like Sequoia Capital and Index Ventures, whose stakes are collectively worth around $24 billion.

Although insiders cannot sell now, the fear of future selling often pushes current investors to exit early- adding psychological pressure to the stock.

If a large number of shares are released into the market when the lock-up ends, it could increase supply significantly, putting downward pressure on prices.

Also Read – Bullish Launches $724M IPO – BLSH Targets NYSE Listing

Is the IPO Boom Slowing Down?

Despite Figma’s correction, the overall IPO market remains very active in 2025. So far, 123 tech companies have gone public, raising a total of $19.7 billion, which is 48% higher than last year.

But investors seem to be becoming more cautious and selective. They’re still excited about new listings – but only when valuations are seen as reasonable and the growth story is convincing.

Figma’s 250% debut-day gain was historic, but the subsequent 45% drop is a reminder that post-IPO volatility is common, especially in richly valued tech stocks.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

Bullish Launches $724M IPO – BLSH Targets NYSE Listing

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Bullish IPO: A New Crypto Player Eyes NYSE Listing with Ticker “BLSH”
Total Potential Raise$724 million
Base Offering20,300,000 shares (up to $629.3M at $31)
Underwriters’ Option3,045,000 shares (up to $94.4M at $31)
Total Shares Offered23,345,000
Price Range$28.00–$31.00 per share
Ticker SymbolBLSH
ExchangeApplied to list on NYSE
Offering TypeOffer for Sale (OFS)
Lead UnderwritersJ.P. Morgan, Jefferies, Citigroup

Cayman Islands-based Bullish, a global digital asset platform backed by billionaire investor Peter Thiel, announced the launch of its initial public offering (IPO) roadshow on August 4, 2025, aiming to raise up to $724 million. The company has applied to list its shares on the New York Stock Exchange (NYSE) under the ticker symbol “BLSH”, marking a significant step in bridging the crypto and traditional financial markets.

Also Read – The Very First Post You Should Read to Learn Cryptocurrency

The IPO includes an offer of 20.3 million ordinary shares in a price range of $28 to $31 per share, potentially raising $629.3 million at the top end. Bullish has also granted underwriters a 30-day option to purchase up to an additional 3.045 million shares, which could add $94.4 million in proceeds, bringing the total potential raise to $723.7 million (rounded to $724 million).

Bullish’s IPO signals crypto’s mainstream push, with BLSH poised to attract investors seeking exposure to digital assets.

This is an Offer for Sale (OFS), meaning the proceeds will go to existing shareholders rather than the company itself. However, Bullish noted that the funds may still support “general corporate purposes,” including potential acquisitions.

The company operates a regulated spot and derivatives exchange in Germany, Hong Kong, and Gibraltar, focusing on institutional-grade liquidity. Bullish also owns CoinDesk, a leading crypto media brand, and provides market indices and data services through its CoinDesk Indices and CoinDesk Data divisions.

The offering is being led by J.P. Morgan, Jefferies, and Citigroup, and taps into growing institutional interest in regulated crypto infrastructure – similar to recent listings by players like Circle.

Bullish has filed a Form F-1 with the U.S. Securities and Exchange Commission (SEC). The offering is subject to market conditions and regulatory approval.

If fully subscribed, Bullish could be valued at around $4.23 billion, positioning BLSH as a potential bellwether for crypto on Wall Street.

Bullish’s IPO reflects crypto’s ongoing push into mainstream financial markets. As the roadshow unfolds, final terms will be determined, making this one of the most closely watched IPOs in the digital asset space this year.

Also Read – 8 Important Facts About Stablecoins You Need to Know in 2025

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

Will the Figma (FIG) Rally Continue After a 250% Gain on Debut?

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Figma FIG NYSE Debut

Figma Inc. (NYSE: FIG) went public on July 31, 2025, pricing at $33 and raising approximately $1.22 billion by selling around 36.94 million shares. Demand was enormous – oversubscribed about 40×.

The stock opened at $85, hit an intraday high of around $124.63 (nearly +277%), and closed at $115.50, representing a 250% gain and boosting Figma’s market capitalization to roughly $67 billion by day’s end. This sets a new record for U.S. IPOs raising over $500 million.

The stock is trading at $127 in pre-market at the time of writing, up 9.96% from yesterday’s closing price of $115.50.

Financially, Figma’s Q1 2025 revenue was $228.2 million, up 46% year-over-year, with net income of $44.9 million. It reported 13 million monthly active users and claimed usage by ~95% of Fortune 500 companies. At its IPO price, the valuation was $19.3 billion, comparable to the previously proposed $20 billion acquisition by Adobe – an earlier deal terminated due to regulatory concerns in late 2023. Figma received a $1 billion breakup fee from Adobe.

Circle Internet Group (CRCL) IPO: A Crypto Counterpoint

CRCL's USDC

Circle, issuer of the USDC stablecoin, launched its IPO on June 5, 2025, pricing at $31, raising around $1.1 billion, and oversubscribed approximately 25×. It opened near $69, closed the first day at $83.23 (a 168% gain), and hit $123.49 the next day (~300% gain), before trading near $150+ within weeks.

Also Read – The Very First Post You Should Read to Learn Cryptocurrency

Figma’s IPO action is somewhat similar to the CRCL IPO launched in 2025, which also raised over $1 billion and had a strong debut and investor craze. Both IPOs were significantly oversubscribed, reflecting strong market demand during the 2025 tech IPO resurgence.

Adobe’s IPO: Perspective from the 1980s

Adobe Systems went public on August 20, 1986. Its split-adjusted IPO price was around $0.17, closing at $0.22, a modest ~29% gain. In contrast to Figma’s dramatic trajectory, Adobe’s debut was more restrained, reflecting different market dynamics in the 1980s. Adobe eventually grew to a behemoth – $158 billion market cap – through gradual expansion via its software suite.

Adobe’s failed bid to acquire Figma in 2022 highlights the shift: Figma’s standalone valuation post-IPO (~$67 billion) significantly surpasses the scuttled deal value, underscoring the company’s modern strength.

Figma vs. Circle vs. Adobe: Summary Table

MetricFigma (FIG)Circle (CRCL)Adobe (1986)
IPO Price$33$31~$0.17 (split-adjusted)
First-Day % Gain~250% (closed $115.50)~168% (closed $83.23)~29%
Peak Intraday Gain~277%~300%+ (two-day high ~$123)—
Capital Raised~$1.22 billion~$1.1 billionSmall, modest float
Oversubscription~40×~25×Nan
Revenue ModelSaaS (Design platform)Stablecoin interest/reservesTraditional software sales

Can Figma’s Rally Persist?

Drivers That Support Continued Momentum
  • Massive demand & tight float: The 40× oversubscription and limited share supply sustained the initial pop.
  • Strong fundamentals: Reliable revenue base, significant MBU growth (~13 M users), and major enterprise penetration (~95 % of Fortune 500) provide a stable foundation.
  • AI powered innovation: Launch of tools like Figma Make, Dev Mode, Figma Sites, and Buzz provide differentiation in AI-enhanced design workflows.
  • IPO market revival: Figma joins a string of successful tech IPOs in 2025, signalling renewed investor appetite.
Risks That Could Trim Gains
  • High valuation: The ~$67 billion cap equates to ~11× next‒twelve-months revenue – premium for SaaS.
  • Lock‑up expiry: Around 180 days post-IPO (~late January 2026), insider sales could increase supply and pressure prices.
  • Competitive dynamics: Adobe’s entrenched position and emerging AI-backed design offerings could challenge growth.
  • Economic headwinds: Macroeconomic risks – tariffs, rising rates, or market volatility—may impact market sentiment.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

4 Possible Reasons Why NEGG Stock Crashed Nearly 20%

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Why is NEGG stock falling?

Newegg Commerce Inc. (NEGG) stock shocked retail investors today with a sharp drop of nearly 20%, falling from an opening price of $46.98 to an intraday low of $41.01, before stabilizing slightly. After a powerful rally in recent weeks, this sudden crash has raised many questions in the minds of traders and long-term investors.

Let’s take a closer look at the 4 most likely reasons behind today’s fall:

1. Selling Pressure from the $55 Supply Zone

NEGG latest chart by trading view - support and resistance

One of the most probable technical reasons for NEGG’s sharp fall is strong selling pressure from the supply zone around $55. The stock recently touched a high of $56.77, which falls right into this zone.

Historically, NEGG had formed a crucial support in the $50–$60 range. But after it broke down from this range earlier, the same zone has now turned into a resistance. As the stock retraced back to that level with a parabolic structure, it gave swing traders and short-term holders the perfect chance to sell and exit.

This kind of resistance-based selling is common after vertical rallies, especially in stocks with high volatility like NEGG.

2. Parabolic Rally Followed by Exhaustion

NEGG had been consolidating for a long time, and once it broke out, the movement was nothing short of parabolic. But when stocks rise too fast, they often run out of momentum just as quickly.

This rally lacked consistent volume spikes or major news-based triggers. So, when the price reached overextended levels, exhaustion selling kicked in – driven by both retail and institutional traders trying to book profits before a possible correction.

3. Broader Market and Sector Rotation

The internet retail sector as a whole has seen some weakness recently. Even large-cap players have faced pressure due to mixed earnings and slower e-commerce growth projections.

In such a scenario, speculative or mid-cap retail stocks like NEGG tend to fall faster, especially when overall investor sentiment turns cautious.

Investors are also rotating money into safer sectors such as energy, utilities, or dividend-yielding assets-leaving tech and e-commerce under pressure.

4. No New Fundamental Trigger to Sustain the Rally

While there was buzz around insider buying, and a temporary momentum spike followed it, there’s been no concrete news related to revenue growth, partnerships, or new launches from the company.

That means the recent rally was largely speculation-driven, and when such stocks don’t follow up with strong news or numbers, they often face sharp corrections – just like we saw today.

What Next for NEGG?

Even though the fall was sharp, some traders still believe NEGG could move higher in the coming weeks. But the path may not be easy. Given the past price behavior, expect a bumpy ride with ups and downs along the way.

The stock will likely face strong resistance in the $50–$55 range again, and unless there’s a solid fundamental trigger, the rally might remain limited.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

When Does No Tax on Overtime Start & How Does It Work?

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The “No Tax on Overtime” provision, part of the recently passed One Big Beautiful Bill Act (H.R. 1), is making headlines for its potential to increase take-home pay for millions of American workers. Signed into law by President Trump on July 4, 2025, the bill eliminates federal income tax on overtime earnings and tips for qualifying individuals starting January 1, 2025.

This article explains how the bill works, who qualifies, and what changes workers and employers should expect.

What Is the “No Tax on Overtime” Bill?

The “No Tax on Overtime” proposal grants a federal income tax deduction for overtime pay, targeting non-exempt employees under the Fair Labor Standards Act (FLSA). These workers typically receive time-and-a-half for hours worked beyond 40 in a workweek. The provision is a key part of H.R. 1, also known as the One Big Beautiful Bill, spearheaded by the GOP and endorsed by President Donald Trump.

The bill includes provisions for a deduction of up to $12,500 for single filers and $25,000 for joint filers on eligible overtime income. These deductions apply to tax years 2025 through 2028 and phase out for individuals earning over $150,000 and couples over $300,000 annually.

A separate bill, the Overtime Pay Tax Relief Act of 2025 (H.R. 561), proposed a partial deduction capped at 20% of wages, but it has not passed. Similarly, Senate Bill S. 1046, which proposed a full exemption, was not incorporated into the final version of H.R. 1.

Importantly, while overtime pay becomes exempt from federal income tax, FICA taxes (Social Security and Medicare) still apply.

What Is the “One Big Beautiful Bill”?

Passed by the House on May 22, re-approved on July 3, and cleared by the Senate on July 1, 2025, with Vice President JD Vance casting the deciding vote, the One Big Beautiful Bill Act is a sweeping tax and budget reform law. It delivers several key campaign promises from the 2024 Trump campaign, including:

  • No federal income tax on tips and overtime
  • A deduction for certain Social Security income (not a full exemption)
  • An extension of the 2017 Tax Cuts and Jobs Act provisions
  • Auto loan interest deductibility
  • Adjustments to Medicaid and border security spending

Republican lawmakers, including House Ways and Means Chairman Jason Smith, call it the largest tax cut in U.S. history. However, nonpartisan estimates from the Tax Policy Center and Tax Foundation suggest the total cost could reach $3 to $5 trillion over the next decade, with concerns over the potential deficit impact and inequities in the tax code.

How Will the Bill Affect Your Paycheck?

Eligible workers will begin earning tax-free overtime starting January 1, 2025, but changes in paycheck withholding may not occur immediately. The IRS is expected to update federal withholding tables by 2026. Until then, employees will need to claim the deduction when filing their 2025 tax returns in early 2026.

To illustrate the impact:

A worker earning $20 per hour, who works 10 overtime hours weekly at $30/hour, earns $300 in weekly overtime – or $15,600 annually. At a 22% tax bracket, this worker currently pays around $3,432 in federal income tax on that amount. Under the new law, up to $12,500 of that can be deducted, reducing federal income tax liability by about $2,750, depending on their tax situation.

However, Social Security (6.2%) and Medicare (1.45%) taxes will still apply, reducing net savings somewhat.

Employers are required to separately track and report overtime earnings on W-2 forms. Payroll systems will need updating, and HR departments should prepare to explain these changes to employees. Note that state income taxes will still apply unless states pass their own exemptions (Alabama, for instance, has one expiring in June 2025).

Are Tips Included?

Yes. The no tax on tips provision allows eligible workers to deduct up to $25,000 in tip income per year ($50,000 for joint filers), subject to the same income thresholds and time limits (2025–2028). This applies to:

  • Employees (e.g., restaurant servers, salon workers)
  • Gig workers and independent contractors who receive qualified tips

Again, while tips are exempt from federal income tax, they remain subject to FICA taxes, and the deduction does not apply to non-cash tips or service charges.

Employers must report tips separately on W-2s. Independent contractors must track tips for Form 1099-NEC or 1099-K. Critics argue that this could lead to administrative burdens and even “tip inflation” or classification abuse by businesses.

When Does No Tax on Overtime Start?

The law takes effect for taxable years beginning January 1, 2025, and applies through December 31, 2028, unless extended by Congress.

Although the bill is now signed into law, most workers will only notice the benefit when filing their 2025 tax returns in early 2026. The IRS is expected to issue revised withholding guidance by late 2025 or early 2026.

Employers and payroll providers should begin tracking eligible income streams—overtime and tips—separately to ensure compliance with W-2 reporting standards and support accurate tax filings.

Has the Bill Been Passed?

Yes. The No Tax on Overtime and No Tax on Tips provisions are now law under the One Big Beautiful Bill, signed by President Trump on July 4, 2025. The Senate approved the package by a 51–50 vote on July 1, with the House concurring on July 3. IRS implementation guidance is expected in the coming months.

Frequently Asked Questions (FAQ)

Is overtime currently taxed in the U.S.?

Yes. Before 2025, overtime pay is taxed like regular wages—federal income tax, Social Security, and Medicare apply. Starting in 2025, federal income tax will no longer apply to qualifying overtime income, but FICA taxes remain.

Who qualifies?

Non-exempt workers earning less than $160,000 (or $300,000 for joint filers) with a valid Social Security number qualify. Highly compensated employees and independent contractors are not eligible for the overtime tax break.

Will part-time workers benefit?

Only if they work more than 40 hours in a week and are classified as non-exempt under the FLSA. Most part-timers won’t see significant changes.

What’s in the Overtime Tax Relief?

The bill provides an annual deduction on overtime earnings: $12,500 for individuals, $25,000 for joint filers, phasing out beyond $150,000/$300,000. It does not eliminate all taxes on overtime—payroll taxes still apply.

Do states offer similar exemptions?

Most states do not. Alabama implemented a temporary exemption through June 2025, and others like Connecticut and Delaware are considering similar measures. Federal law does not override state income tax unless states act independently.

Conclusion

The No Tax on Overtime and No Tax on Tips provisions are now officially part of U.S. tax law, promising real benefits for hourly and tipped workers. Although full withholding changes may not show up in paychecks until 2026, the law retroactively applies to all qualifying income from January 1, 2025. Employers and workers alike should prepare now by tracking income accurately and consulting tax professionals to maximize savings.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

2 Reasons Robinhood Stock is Dropping

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hood stock latest news

Shares of Robinhood Markets Inc (NASDAQ: HOOD) declined sharply Thursday morning, trading at $94.21, down $3.77 or 3.85% as of 10:24 AM ET. The stock is reversing after a high-profile rally, pressured by fresh doubts and technical resistance.

Robinhood stock latest news

Why Is Robinhood Falling?

OpenAI Denial Hits Tokenized Shares Sentiment

Robinhood shares had initially surged after the company launched tokenized shares for private giants like OpenAI and SpaceX, promoting the products as a way for retail investors to access Silicon Valley startups via blockchain.

However, OpenAI quickly issued a strong statement on X, denying any partnership with Robinhood, clarifying that it had never authorized any transfer of its equity, and explicitly rejecting any endorsement of these offerings. That swift denial rattled market confidence and triggered a rapid reversal from fresh highs.

HOOD: Technical Outlook for July 2025

HOOD candlestick chart by trading view

Robinhood had broken its all-time high of $85 on June 25, closing above it on June 30, and touched $100 for the first time on July 2. This move encouraged profit booking by traders.

Now, price action shows a double-top pattern forming around the $100 mark, which could continue to pressure the stock unless it breaks out decisively above that resistance. If Robinhood fails to hold support near $89.70, the next support area could be in the $74–79 zone, followed by a stronger level between $62–67 if selling deepens.

On the hourly timeframe, the Relative Strength Index (RSI) is near 50, indicating the stock is still far from oversold territory.

Also Read – Everything You Need to Know About the Dollar Index in 2025

Recent Performance Snapshot

The company holds a market capitalization of $82.87 billion with a trailing price-to-earnings ratio of 53.90 and earnings per share of $1.75. Robinhood’s next earnings announcement is expected on July 30, 2025. Year to date, the stock has surged 153.17%, far outperforming the S&P 500’s gain of 6.63%. Over one year, Robinhood is up 312.10% versus the S&P 500’s 13.27%, and its three-year return is an impressive 1,053.18% compared to the broader index’s 63.95%. Over the past five years, Robinhood has gained 148.24%, modestly outpacing the S&P 500’s 100.37%.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

Should You Go for Figma’s IPO? – 8 Things to Consider

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Figma, a leading cloud-based collaborative design platform, has filed for an initial public offering (IPO), generating significant excitement among investors.

Figma, the widely used cloud-based collaborative design platform, has officially filed for its highly anticipated initial public offering (IPO), capturing significant attention among technology investors. While this article does not make a buy or sell recommendation, it provides eight critical factors you should weigh before deciding whether Figma’s IPO fits your investment goals.

1. IPO Date, Listing Timeline, and Exchange Details

Figma filed its S-1 registration with the U.S. Securities and Exchange Commission (SEC) on July 1, 2025, confirming plans to list on the New York Stock Exchange under the ticker symbol FIG. Industry analysts suggest the IPO will take place in late summer or early fall 2025, possibly as early as August if the SEC review progresses smoothly.

Trading for FIG shares will occur during normal NYSE hours (9:30 AM–4:00 PM ET), with pre-market (4:00 AM–9:30 AM ET) and after-hours (4:00 PM–8:00 PM ET) trading potentially available through certain brokers.

  • Advantage: The NYSE listing brings high liquidity and investor trust.
  • Risk: SEC approval delays could push the listing into September or beyond.

2. IPO Price, Valuation, and Market Cap

Figma has not yet disclosed the specific IPO share price or offering size in its S-1. However, the company was valued at $12.5 billion during a 2024 private tender transaction. Analysts expect a public valuation in the range of $15 billion to $20 billion, depending on pricing and demand.

Industry sources, including Renaissance Capital, estimate the IPO could raise as much as $1.5 billion, making it one of 2025’s most significant technology IPOs alongside other big names such as CoreWeave. The final market capitalization will be determined by the share price and total shares outstanding, which will be updated closer to the listing date.

  • Advantage: A strong valuation reflects robust investor interest and confidence in the company’s business model.
  • Risk: High valuations carry downside if growth momentum slows post-IPO, potentially leading to share price corrections.

3. How and Where to Buy IPO Shares?

If you wish to participate in Figma’s IPO at the offering price, you will need to work through underwriters such as Morgan Stanley, Goldman Sachs, J.P. Morgan, or Allen & Co. Typically, these allocations are reserved for institutional clients and high-net-worth individuals, though some brokers – for example, Fidelity, Charles Schwab, or Robinhood – might offer limited retail IPO allocations.

For most retail investors, buying will be easier once FIG begins public trading on the NYSE. Like all IPOs, oversubscription is possible, which could mean limited availability for retail investors at the initial price.

  • Advantage: Multiple reputable brokerages may participate, expanding accessibility.
  • Risk: Retail buyers could face allocation challenges or higher prices if demand is very strong on day one.

4. S-1 Filing Details and Financials

Figma’s S-1 filing reveals a company with compelling growth metrics and a sharp turnaround in profitability:

  1. 2024 Revenue: $749 million, a 48% increase from 2023
  2. Q1 2025 Revenue: $228.2 million, a 46% jump year-over-year
  3. Rolling 12-month revenue (as of March 2025): $821 million
  4. Gross Margin: A standout 91%
  5. Q1 2025 Net Income: $44.9 million, compared to $13.5 million the previous year
  6. 2024 Net Loss: $732 million, largely from a one-time stock-based compensation expense
  7. Cash and Equivalents: $1.54 billion
  8. Debt: Minimal, consisting mostly of a revolving credit facility
  9. Enterprise Customers: 78% of Forbes 2000 companies, with over 1,000 clients generating more than $100,000 in annual recurring revenue

According to its filing, IPO proceeds will fund global expansion, research in artificial intelligence, and selective acquisitions.

  • Advantage: Strong revenue growth, improving profitability, and a solid cash reserve.
  • Risk: High stock-based compensation expenses could weigh on future earnings, depending on how aggressively Figma continues to incentivize employees.

5. Business Model and Competitive Advantages

Figma runs on a subscription-based SaaS model, providing design and collaboration tools through the cloud to individuals, businesses, and large enterprises. Unlike traditional desktop software, its browser-based platform allows real-time teamwork.

Competitive advantages include:

  1. 95% adoption rate among Fortune 500 companies
  2. 132% net dollar retention, reflecting upsell success
  3. 76% of Fortune 500 customers use multiple Figma products
  4. 85% of monthly users located internationally
  5. Generative AI tools, including partnerships with Adobe Firefly and third-party AI models

Competition includes: Adobe, Canva, Sketch, and InVision, as well as new players leveraging AI such as Anthropic or tools developed by OpenAI.

  • Advantage: Market leadership with strong lock-in through collaborative features and sticky customers.
  • Risk: Emerging AI-native competitors could challenge Figma’s market share.

6. Leadership and Ownership

Founded in 2012 by Dylan Field and Evan Wallace, Figma remains founder-led, with Field as CEO. He is widely credited with pushing its collaborative-first design model and expanding its AI capabilities.

Major shareholders include:

  1. Index Ventures: 16.8%
  2. Greylock: 15.7%
  3. Kleiner Perkins: 14%
  4. Sequoia Capital: 8.7%

Cumulatively, Figma has raised around $749 million across several funding rounds involving top-tier Silicon Valley investors.

  • Advantage: Visionary founder leadership, with respected and experienced backers.
  • Risk: Heavy dependence on Field’s strategic direction could be a weakness if leadership transitions are needed in the future.

7. Crypto Exposure and USDC Holdings

In an unusual twist for a design company, Figma reported in its S-1 that it holds approximately $69.5 million in Bitcoin ETFs (specifically, the Bitwise Bitcoin ETF) and another $30 million in USDC stablecoins, which it plans to convert to Bitcoin.

Also Read – I Created the Best Bitcoin Guide You’ll Ever Read

While this allocation is small compared to its cash reserves, it signals a forward-looking approach to treasury management, similar to moves by Tesla or Block.

  • Advantage: Diversification of assets could enhance returns over time.
  • Risk: Exposure to cryptocurrency volatility and potential regulatory scrutiny around digital assets.

8. Broader Investment Considerations: Risks, Opportunities, and Sentiment

Opportunities:
  1. Figma has strong revenue growth and world-class gross margins.
  2. A customer base of 13 million monthly active users, with two-thirds outside the design profession, creates future upsell opportunities.
  3. Ongoing investment in AI features positions Figma to adapt to rapidly evolving design workflows.
Risks:
  1. Fierce competition from Adobe, Canva, and newer AI-native design apps
  2. Heavy R&D spending (over $750 million in 2024, largely in stock-based compensation)
  3. Exposure to crypto market swings, though small, could unsettle conservative investors
  4. Lofty valuations could face corrections if macroeconomic or sector-specific headwinds emerge

Market sentiment so far is cautiously optimistic, with pre-IPO commentary on social media platforms like X showing excitement about its 132% net dollar retention, profitability turnaround, and high user stickiness.

Expert analysts at Renaissance Capital have expressed bullish projections for the IPO, while some caution that valuations above $15 billion might be aggressive if the tech sector weakens.

Timing considerations: IPOs often trade with high volatility in the first 30 to 90 days. Some investors prefer to wait for a post-lock-up period (commonly 90–180 days) before initiating a position, as early employees and insiders become eligible to sell.

Conclusion

Figma’s IPO represents one of the most significant SaaS opportunities of 2025, showcasing robust growth, profitability improvements, and dominant market share in the collaborative design space. Its dual focus on AI-driven innovation and a proven subscription business model gives it an enviable position relative to many rivals.

However, the combination of intense competition, a possibly high valuation, and modest but nontrivial crypto exposure should caution even growth-oriented investors.

Ultimately, whether Figma is “worth it” depends on your personal risk tolerance, IPO pricing, and a careful reading of the S-1 and subsequent SEC updates. Monitoring institutional demand, short interest, and broader tech-sector sentiment will also be important in the weeks before the IPO. Investors should consider consulting a qualified financial advisor to match this opportunity with their portfolio objectives.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

3 Reasons Palantir Is Crashing – Technical Outlook for Monday

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amzn LATEST TECHNICAL ANALYSIS AND EARNINGS NEWS

Shares of Palantir Technologies Inc. (NYSE: PLTR) closed sharply lower on Friday, tumbling 9.37% to $130.74 as investors absorbed a wave of selling pressure. The market cap has plunged to $308,534,946,784 as selling pressure intensified.

The stock, which has rallied over 124% from its April swing low, has now pulled back nearly 12% from its all-time high of $148.22.

Price chart of PLTR stock

Why is Palantir going down?

Here are three key reasons driving this drop:

1. Unsustainable Valuations

Palantir is trading at a sky-high price-to-earnings (P/E) ratio of 570.94, based on trailing twelve-month earnings per share of $0.23. Such valuations are hard to justify even for a growth-oriented technology company, especially after an extended rally. Many investors see this P/E as unsustainable, raising concerns that Palantir could be priced far beyond its fundamentals.

2. Profit Booking After a Powerful Rally

The stock surged 124.16% from its April low of $66.12, reaching a record high of $148.22 earlier this month.

Palantir stock candlestick chart by TradingView.

However, RSI had already been diverging since February, warning of a potential pullback.

Traders expecting a deeper correction were initially caught off guard as institutional players continued buying to absorb liquidity. Once broader market participants regained confidence and resumed buying, larger players offloaded their positions at higher prices to maximize liquidity, driving Friday’s sharp decline.

Technically, the stock has broken below its daily 9-day exponential moving average and is testing support in the $125–$130 range, with its weekly 9 EMA also nearby.

A short-term bounce could occur here, but the broader structure suggests a potential move toward the $105–$100 zone, which aligns with the monthly 9 EMA and a key psychological round number.

3. Risks Surrounding Department of Defense Contracts

Investors are also wary of risks tied to Palantir’s government business. The U.S. Department of Defense recently published its fiscal year 2026 budget request, which, after accounting for inflation, is slightly smaller than the previous cycle. Since Palantir depends on significant government and defense contracts, any perceived reduction in defense spending could negatively affect future revenue growth.

Also Read – 5 Reasons Circle (CRCL) Stock Is Crashing as It Touches the $200 Mark

Palantir Technologies Inc. (NYSE: PLTR) has delivered impressive gains for investors over the past year, surging 442.49% and climbing 71.57% year-to-date as of the latest close.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, cryptocurrencies, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.

Reasons Why Hims & Hers Crashed 30.7% Today

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amzn LATEST TECHNICAL ANALYSIS AND EARNINGS NEWS

New York || 10:39 AM ET – plunging 30.7% to $43.00, down from Friday’s close, after Novo Nordisk abruptly terminated a critical partnership.

Trading volume surged to 39.90 million shares, nearly matching the three-month average, reflecting investor alarm. Despite the plunge, HIMS remains up 83.30% year-to-date (YTD), highlighting its volatile rally.

Why is Hims & Hers Falling Today?

The sell-off is driven by fundamental blows to Hims & Hers’ weight-loss business.

Novo Nordisk (NYSE: NVO) ended a monthlong partnership formed in April 2025 to transition patients from compounded versions of its blockbuster GLP-1 drug Wegovy to branded prescriptions.

Novo Nordisk alleged Hims engaged in “illegal mass compounding” and “deceptive promotion” of unapproved Wegovy knockoffs, which violated laws prohibiting mass sales of compounded drugs under the guise of personalization. The Danish drugmaker, whose own stock dipped 5.15%, stated it would no longer allow Wegovy to be bundled with Hims’ $599/month membership, a key growth driver.

The partnership’s collapse threatens Hims’ $725 million 2025 weight-loss revenue target, with compounded semaglutide accounting for ~25% of 2024 sales ($225 million).

Regulatory risks compound the issue: the FDA’s February 2025 removal of semaglutide from its shortage list, followed by a crackdown on compounders, already disrupted Hims’ GLP-1 supply. Hims’ pivot to oral medications and generic liraglutide has underperformed, per Leerink analyst Michael Cherny.

Additionally, Hims issued a surprise guidance cut on June 23, lowering its 2025 EBITDA forecast by 18% due to a 15% year-over-year rise in customer acquisition costs (CAC) and a 200-basis-point margin decline. Competition from Teladoc and GoodRx has squeezed Hims’ 2.4 million subscriber base (up 38% YoY), slowing core revenue growth from 45% in Q3 2024 to 29% in Q1 2025.

Also Read – Top 7 Stocks That May Benefit from a Strait of Hormuz Closure

Hims & Hers Stock Price June 23, 2025 – Key Metrics

Hims & Hers’ financials reflect its high-risk profile:

MetricValue
Market Cap$9.98 Billion
EPS (TTM)$0.68
Forward EPS (2025E)$0.65(Est)
YTD Performance83.30%
Shares Outstanding213.73M*
Beta3.22

The P/E ratio stands at 65.78, meaning investors are willing to pay $65.78 for every $1 of earnings.

Hims and Hers Health Stock Outlook June 2025

As of 10:39 AM, bearish sentiment prevails.

The stock’s RSI of 39 indicates oversold conditions, but the compounding scandal and guidance cut deter buyers.

Hims and Hers stock outlook june 2025 - chart by trading view

HIMS is trading at its $45 support level; a breach could drive it to the next crucial support zone at $39–$36. If it recovers, $52–$54 may act as resistance, potentially leading to rangebound trading between $36 and $52 for several days. These technical levels are speculative and not investment advice.

A shift to oral medications or European growth via ZAVA could spur recovery, but for now, the compounding scandal keeps HIMS a high-risk play.

This article is for informational purposes only and not financial advice. Investing in stocks involves risks, including potential loss of principal. Conduct your own research or consult a qualified financial advisor before investing. The author and publisher are not liable for losses from actions based on this article. Data accuracy is not guaranteed due to changing market conditions.

How High Could Crude Oil Prices Go If the Strait of Hormuz Is Blocked?

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Centene Corporation stock latest news

New York || 03:57 AM ET – Crude oil markets are on edge as rising tensions in the Middle East spark fears of a potential closure of the Strait of Hormuz, a vital maritime corridor for about 20 million barrels of oil per day – equivalent to 20% of global petroleum supply. Even partial disruption could send oil prices soaring, with wide-reaching implications for inflation, global trade, and stock markets.

This article explores crude oil price projections based on technical analysis, evaluates the potential economic fallout, and identifies key sectors that may be affected.

Why the Strait of Hormuz Is Crucial

The Strait of Hormuz, situated between Iran and Oman, is the world’s most important oil chokepoint. In 2024, it handled 20 million barrels per day (b/d) – 25% of seaborne oil trade. Major oil-exporting nations like Saudi Arabia, the UAE, Iraq, and Kuwait depend on this route to supply global markets, particularly in Asia.

Strait of Hormuz

Iran’s threats to block the Strait – escalated following recent U.S. and Israeli strikes on Iranian nuclear sites-have renewed global energy security concerns. While analysts estimate only a 7% probability of full closure, even limited disruptions such as tanker attacks or naval blockades could significantly affect crude oil flows.

Crude Oil Price Outlook – Technical Analysis for June 2025

The WTI crude oil chart offers critical insights into potential future price movements amid rising geopolitical tensions. Traders and analysts are closely watching key support and resistance levels to gauge whether the rally can be sustained or a reversal may be imminent.

If the price sustains above $78 or strong buying interest emerges, the next significant resistance is at $88.

If WTI crude breaches $93, there is a high probability the price may reach $109–$111.

$67–$68 is a significant support zone (see the provided chart for reference).

WTI Crude oil Candlestick Chart by TradingView

Price Scenarios – What Could Happen?

ScenarioPrice RangeAssumptions
Base Case$85–$88Limited escalation; no significant supply interruption
Bullish Case$100–$120Blockade or severe disruption removes 5–7 million b/d
Bearish Case$65–$68Diplomatic resolution; U.S. shale production ramps up

Also Read – Top 7 Stocks That May Benefit from a Strait of Hormuz Closure

Economic Fallout: What Could a Blockade Trigger?

1. Rising Energy Costs

  • Gasoline Prices: Already at $4.38/gal; could spike to $5.00–$5.50
  • Heating Oil: Northeast U.S. homes may pay $125–$240 more per winter
  • Shipping: Freight rates up 60% due to route changes around Cape of Good Hope

2. Inflation and Fed Policy

  • Higher oil prices could delay Fed rate cuts, impacting U.S. monetary policy.
  • Treasury yields may rise, pressuring growth and tech stocks.
  • China’s 2025 GDP forecast may fall below 4.5% amid trade-related slowdowns.

3. Market Impact by Sector

SectorLikely Impact
EnergyOil producers and energy ETFs (XLE, USO) could rally
TransportAirlines and shipping stocks face pressure
EquitiesBroader indices (S&P 500, NASDAQ) vulnerable to pullbacks
Safe HavensCapital could flow into gold and Japanese yen

4. Disruptions in Global Trade

  • Asia (India, China): 84% of oil via Hormuz goes to Asia; India imports 51% of its crude from Gulf nations.
  • LNG Impact: 20% of global LNG flows through the Strait, critical for power and fertilizer sectors.

Historical Comparisons – What Past Crises Tell Us?

EventOutcome
Gulf War (1990)Oil jumped 70% in 3 months after Iraq’s invasion of Kuwait
Tanker Wars (1980s)Iran-Iraq attacks on tankers led to U.S. naval intervention
2019 Hormuz CrisisSeizures of tankers added a $10–$15 premium to crude prices

Final Thoughts

A Strait of Hormuz blockade, though unlikely in the long term, remains a high-impact risk event. Technical indicators suggest WTI could break past $80, with $100–$130 possible if conflict escalates. The economic fallout would ripple across sectors – from gas pumps to tech portfolios.

This article is for informational purposes only and should not be considered financial advice. Investing in stocks, commodities, or other assets involves risks, including the potential loss of principal. Always conduct your own research or consult a qualified financial advisor before making investment decisions. The author and publisher are not responsible for any financial losses incurred from actions based on this article. While efforts have been made to ensure accuracy, economic data and market conditions can change rapidly. The author and publisher do not guarantee the completeness or accuracy of the information and are not liable for any errors or omissions. Always verify data with primary sources before making decisions.